Our co-founders
We don't behave like allocators. We show up like co-founders.
Monumento às Bandeiras, São Paulo
We don't behave like allocators. We show up like co-founders.
Monumento às Bandeiras, São Paulo
The app that lets people use their money when and where they want. Every time you pay, something comes back; every time you save, something grows.
Connects the dots inside financial institutions: customers, employees, channels, products and data, on one platform.
The financial shield of the corner store. Pay the supplier in 15 days; the supplier gets paid today.
A menu of ready-to-go automated processes for banks. What takes a week gets done in three minutes.
Total control of regulatory compliance. From manual and reactive to intelligent, automated and visible in real time.
Clarity before wealth. The financial copilot for the modern Spanish-speaking investor.
Founded in Buenos Aires in 2019 by Marcelo Cavazzoli, Lemon is the app that lets people use their money when and where they want: digital pesos and dollars that earn, a Visa card that gives something back on every payment, and access to crypto and US stocks from one place. Nearly five million users across Argentina and Peru, now launching in Colombia, Brazil, Mexico and Chile. Not a wallet that also earns; the way money should work here and anywhere.
"PERSEA brings much more than capital. With Germán and Mateo, we have genuine, operational, and strategic conversations where their entrepreneurial experience becomes a real asset to the company."Marcelo Cavazzoli, Founder & CEO, Lemon
Founded in 2017 by Julián Colombo after two decades at Santander across Latin America and Spain, N5 gives banks and insurers one platform that connects the dots between their people, channels, products and data, plugging into whatever core they already run. Its AI agents, Alfred and Pep, work inside the institution's own walls, so confidential data never leaves the bank. Santander, Itaú, Mastercard, C6 Bank and Interbank are among its clients, across 18 countries.
"In a world where many advise from a distance, PERSEA brings operational experience translated into sound judgment. And that, for a founder, is a real strategic advantage."Julián Colombo, Founder & CEO, N5
Founded in Mexico City by Michael Seidl and Santiago Creixell, Propaga gives the corner store credit at the moment it matters: restocking. A tiendita with Propaga pays its supplier up to 15 days later while the supplier is paid immediately, so both sides breathe. Credit is decided in seconds from each store's purchase history, inside the distributors' own systems. More than 15,000 tienditas across Mexico already restock this way, and Propaga calls itself their financial shield against the big chains: the goal isn't for these stores to survive, but to thrive.
"Having the PERSEA team as investors feels like gaining another co-founder. They work alongside you, invest with deep conviction, and actively help change the trajectory of your business. When PERSEA commits, they go all in."Michael Seidl, CEO & co-founder, Propaga
Founded in Montevideo by Diego Cibils, who spent fifteen years in the industry, including years at Bank of America, and whose first company, the banktech Kona, was acquired by Technisys, Neuratek is built around the future of work in finance. Banks struggle to adopt new processes because the models change every week; Neuratek offers a menu of automated, mapped, ready-to-go workflows, built from conversations with more than thirty institutions across the region, with governance and privacy solved. Its first: compliance for new accounts, where AI agents do in three minutes what used to take a week. After a pre-seed round, Neuratek is expanding from Uruguay to Chile, Argentina and Mexico.
"At Neuratek, we found in PERSEA much more than an investor. We found a partner that elevates us. The founder-to-founder relationship, strategic vision, and a team that supports us at every stage of growth make a real difference. PERSEA understands our ambition and disruptive potential, and pushes us to compete on a larger stage, with a clear focus on scale and global expansion."Diego Cibils, Founder & CEO, Neuratek
Founded in Mexico City by Lucero Vázquez González, whose career runs through Citibanamex and an MBA at IPADE, weComplai is a regtech platform that gives financial institutions total control of regulatory and corporate compliance. Thousands of pages of rules from CNBV, Banxico, Condusef and others are mapped and monitored for every change; obligations, findings, audits, third parties and committees live in one connected system with early alerts and full visibility. Compliance goes from manual and reactive to intelligent and preventive, with AI agents doing the repetitive work. Same team, greater impact: the goal is to turn compliance from a cost into a competitive advantage.
"It's wonderful to work with PERSEA. They add tremendous value through their experience, guidance, support, and connections. They truly help develop and grow both the business and the company."Lucero Vázquez González, Founder & CEO, weComplai
Founded in Mexico by Leonardo Vilchis, Sebastián Arjona and Miguel Pueblita, BullGround is the wealthtech for Spanish-speaking investors: an SEC-registered investment adviser with institutional methodology and no conflicts of interest, custody at Interactive Brokers. Its app organizes a person's whole net worth in one place, stocks, ETFs, crypto, retirement plan, emergency fund, and WiMA, its own conversational AI, answers questions 24/7, analyzes portfolios and suggests strategies for each profile. Built on behavioral finance and financial education, for the many who invest without professional guidance. Clarity before wealth.
"Having PERSEA on board is like adding another co-founder. Their fintech experience and network have been incredibly valuable for BullGround."Leonardo Vilchis, CEO & co-founder, BullGround
